Child Credit Freeze is all about putting a freeze on a child’s credit, you can do it, and you probably should.
“Identity thieves target children because the crimes can go undiscovered for years. Often, bogus credit histories don’t come to light until the victims apply for their first credit card, apartment or job and get rejected. Then, they can face huge battles to clear their names after years of credit abuse.
The sheer volume and severity of recent database breaches, including last year’s breathtakingly huge compromise at Equifax credit bureau, make freezing children’s credit worth the effort, says identity theft expert Eva Velasquez, executive officer of the nonprofit Identity Theft Resource Center.
Credit freezes are free, thanks to Congress’ approval of the Dodd-Frank reform law. The law also requires credit bureaus to create and freeze files for children under 16 at their parents’ request. Sixteen- and 17-year-olds can request a freeze themselves, and files must be created if none exists.” – NerdWallet
